Fund Effectiveness

The performance of the fund

Our priorities are centered on the long-term success of our clients.

By showing variations in the Fund's performance over time and contrasting its average yearly total returns with those of a market performance index and one or more additional performance metrics. The risks associated with investing in the Fund are illustrated below.

For example, the S&P North American Natural Resources Sector Index includes companies that own plantations, mine, produce energy, and paper and forest products. An investment fund's past performance does not guarantee its future performance.

If fees and expenses associated with your variable annuity contract and/or variable life insurance policy were taken into consideration, the returns would be less than those indicated. Moreover, enormous.

Depending on how many shares are purchased or sold in relation to the total value of the assets the class represents, the annual returns for each class may differ.