The following terms and conditions are accepted by anyone who visits the CapitalHarbor Funds website. These terms and conditions will be supplemented by any special agreements regarding specific CapitalHarbor Funds services or products; in the event of a conflict, the terms of any such special agreements will take precedence.

 No commitment, no offer

 Nothing on the CapitalHarbor Fund website should be construed as a request, offer, recommendation, or solicitation to purchase or sell any financial instruments, carry out any transactions, or complete any kind of legal action.

CapitalHarbor Fund makes no representation (express or implied) on behalf of third parties that the information and opinions expressed on the CapitalHarbor Fund website are accurate, complete, or up to date. The information published and the opinions expressed are provided by CapitalHarbor Fund for personal use and informational purposes only and are subject to change without notice. Specifically, CapitalHarbor Fund will not be required to take down any information that is out of date from the CapitalHarbor Fund website or to clearly label it as such. The information on the CapitalHarbor Fund website should not be used as a basis for making investment or other decisions, nor should it be construed as providing financial, legal, tax, or other advice. A qualified expert should be consulted before making any investment decisions.

Execution

Investment performance cannot be predicted based solely on past market value; that is to say, an investment's value can increase or decrease. Changes in foreign exchange rates can also cause an investment to lose value.  The value of any capital invested cannot be guaranteed by CapitalHarbor Fund to remain constant or grow.

Liability limitation

CapitalHarbor Fund expressly disclaims any and all liability for any loss or damage of any kind, including consequential, indirect, or otherwise, that may result from using or gaining access to the Alliance Emerging Markets, Inc. website or from any links to websites operated by third parties.

Moreover, CapitalHarbor Fund disclaims all responsibility for any unauthorized parties' tampering with the Internet user's computer system. In this context, CapitalHarbor Fund specifically notes the risk of viruses and the potential for deliberate hacker attacks. The most recent browser versions should be used, and anti-virus software should be installed and updated frequently to combat viruses. Generally speaking, opening any email from an unfamiliar source as well as any unexpected email attachment ought to be shunned.

The CapitalHarbor Fund website is not intended for anyone in any jurisdiction where it is illegal for the CapitalHarbor Fund Website to be published or made available due to that person's nationality, place of residence, or other reason. Individuals who fall under these restrictions are not permitted to visit the CapitalHarbor Fund website.

Utilizing the website of CapitalHarbor Fund

All rights reserved. The whole content of this CapitalHarbor Fund website is protected by copyright. Individual pages and/or sections of the CapitalHarbor Fund website may be saved or printed off in hard copy, as long as you leave all copyright and other proprietary notices intact. The terms and conditions for usage are assumed when anything is saved or copied from the CapitalHarbor Fund website. CapitalHarbor Fund shall retain all property rights. Without CapitalHarbor Fund's prior written consent, you are not permitted to copy, transmit, link to, alter, transmit in whole or in part, or use the website for any public or commercial purpose.

 Additional Details

Subject to a three-month notice period, investors may initiate the redemption of their investments from the fund ("Fund") managed by CapitalHarbor Fund under the terms and conditions outlined in this agreement ("Agreement"). If the notice period is not followed, the investment will automatically roll over. Investors acknowledge and accept these terms and conditions by investing in the Fund.

1. Notice of Redemption:

Investors must give written notice of their intention to redeem their investments from the Fund at least three months before the current calendar year ends. The investor's intention to redeem a particular amount or portion of their investment should be made clear in the notice.

2. Submission of Notice:

Redemption notices must be sent in writing by certified mail, email, or any other permissible method of communication to the Fund Manager or any designated representative. The notice period requirement will be satisfied on the date the notice is received.

3. Rollover Provision:

A redemption request will be considered invalid for the current year if an investor does not give the required three-month notice prior to the end of the calendar year. For the next year, the investment amount will automatically roll over and stay in the Fund.

4. Procedure for Redemption:

The Fund Manager will start the redemption procedure as soon as they receive a legitimate redemption notice. The notice states that the redemption amount will be determined using the Fund's Net Asset Value (NAV) on the redemption date. Within a fair amount of time, the investor's designated account will receive the redemption proceeds.

5. NAV Estimation

For the purpose of computing redemption proceeds, the Fund Manager's most recent asset valuation will serve as the basis for determining the NAV.

6. Delay in Redemptions:

In the case of unusual market conditions, legal limitations, or other unanticipated events that could affect the Fund's liquidity, the fund manager reserves the right to temporarily or partially halt redemptions.

7. Relevant Charges:

According to the terms specified in the offering documents or prospectus for the Fund, redemption may be subject to applicable fees or charges. The proceeds from the redemption may be subtracted to cover these costs.

8. Modification of Terms:

With prior notice to investors, the Fund Manager retains the right to change or modify these terms and conditions. The Fund's official channels of communication will be used to announce such modifications.

9. Overarching Law:

This Agreement will be interpreted and governed by the laws of non-US residents, and the courts of non-US residents will have exclusive jurisdiction over any disputes arising out of or relating to this Agreement.

Investors confirm that they have read, comprehended, and accept these terms and conditions by submitting a redemption notice. Regarding redemption procedures, this Agreement takes precedence over any prior understandings or agreements between the investor and the Fund Manager.

 

Date of Effect: January 8, 2024

 

This Agreement may be interpreted, changed, or terminated by CapitalHarbor Fund at any time as needed to comply with relevant laws and regulations.

Please be aware that the Company is under no duty to notify you in advance of any changes to these Terms and Conditions. It is your duty to periodically review these terms in order to be aware of any updates. Although it's not guaranteed, the Company may decide to notify you of material changes to the terms through announcements or notifications on our website or by other channels.